:root{--navy:#08356f;--blue:#0878e8;--teal:#08b9ae;--ink:#10233d;--muted:#64748b;--line:#dce7f3;--soft:#f5f9fd;--white:#fff;--shadow:0 18px 55px rgba(9,52,111,.10)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,calc(100% - 36px));margin:auto}.topbar{background:#062d61;color:#dbeafe;font-size:14px}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.navbar{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid #edf2f7}.nav-inner{height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:235px;height:auto}.nav-links{display:flex;align-items:center;gap:24px;font-weight:650;font-size:14px}.nav-links a:hover{color:var(--blue)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;padding:12px 18px;font-weight:750;border:1px solid transparent;transition:.2s}.nav-cta,.btn-primary{background:linear-gradient(135deg,var(--blue),var(--teal));color:#fff;box-shadow:0 10px 28px rgba(8,120,232,.2)}.btn-secondary{border-color:#cddceb;background:#fff;color:var(--navy)}.btn:hover{transform:translateY(-1px)}.menu-btn{display:none;border:0;background:#eef6fd;padding:9px 12px;border-radius:10px;font-size:20px}.hero{background:radial-gradient(circle at 80% 10%,#d9f7f6 0,transparent 34%),linear-gradient(180deg,#f7fbff,#fff);padding:72px 0 62px}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:42px}.eyebrow{display:inline-flex;gap:8px;align-items:center;color:var(--navy);font-weight:800;font-size:13px;letter-spacing:.08em;text-transform:uppercase}.eyebrow:before{content:"";width:28px;height:3px;border-radius:3px;background:var(--teal)}h1{font-size:clamp(42px,6vw,66px);line-height:1.03;letter-spacing:-.035em;margin:16px 0 20px}h2{font-size:clamp(30px,4vw,44px);line-height:1.15;letter-spacing:-.025em;margin:0 0 16px}h3{font-size:22px;line-height:1.25;margin:0 0 9px}.lead{font-size:19px;color:#51657d;max-width:670px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.trustline{display:flex;gap:22px;flex-wrap:wrap;color:#536579;font-size:14px}.trustline span:before{content:"✓";color:var(--teal);font-weight:900;margin-right:8px}.hero-art{filter:drop-shadow(0 22px 35px rgba(3,54,100,.16))}.notice{background:#eef9f8;border:1px solid #c9efeb;padding:15px 17px;border-radius:14px;color:#245252;font-size:14px}.section{padding:78px 0}.section.soft{background:var(--soft)}.section-head{max-width:760px;margin-bottom:38px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.card{background:#fff;border:1px solid #e5edf5;border-radius:20px;padding:26px;box-shadow:0 8px 32px rgba(15,45,80,.05)}.card .icon{width:48px;height:48px;border-radius:14px;background:linear-gradient(135deg,#e9f4ff,#e6fbf8);display:grid;place-items:center;color:var(--blue);font-size:22px;font-weight:900;margin-bottom:16px}.card p{color:#62748a;margin:0}.split{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:52px}.split img{max-height:480px;margin:auto;object-fit:contain}.checklist{list-style:none;padding:0;margin:24px 0}.checklist li{padding:8px 0 8px 32px;position:relative}.checklist li:before{content:"✓";position:absolute;left:0;top:8px;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#ddf8f4;color:#058d83;font-weight:900;font-size:13px}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}.step-num{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(135deg,var(--blue),var(--teal));color:white;font-weight:800;margin-bottom:14px}.cta-band{background:linear-gradient(120deg,#062f64,#0a73c7 55%,#0aaea6);color:white;border-radius:28px;padding:38px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta-band p{color:#d9ebf9;margin:5px 0 0}.disclosure{background:#fff7e8;border:1px solid #f6dfae;border-radius:16px;padding:18px;color:#6c5324}.page-hero{padding:58px 0 44px;background:linear-gradient(180deg,#f3f9ff,#fff)}.page-hero h1{font-size:46px;margin-bottom:14px}.prose{max-width:860px}.prose h2{font-size:30px;margin-top:38px}.prose h3{font-size:21px;margin-top:28px}.prose p,.prose li{color:#52667d}.prose a{color:var(--blue);text-decoration:underline}.legal-meta{font-size:14px;color:#64748b;background:#f8fafc;border:1px solid #e2e8f0;padding:12px 14px;border-radius:10px}.faq details{border:1px solid #e1eaf2;border-radius:14px;padding:18px 20px;background:#fff}.faq details+details{margin-top:12px}.faq summary{cursor:pointer;font-weight:800}.faq p{color:#60738a}.contact-card{display:grid;grid-template-columns:.8fr 1.2fr;gap:28px}.contact-box{background:#f4f9fe;border:1px solid #dce9f5;border-radius:20px;padding:28px}.field{display:flex;flex-direction:column;gap:7px;margin-bottom:14px}.field label{font-weight:700;font-size:14px}.field input,.field textarea,.field select{border:1px solid #cedbe7;border-radius:11px;padding:12px 13px;font:inherit;background:#fff}.field textarea{min-height:135px;resize:vertical}.form-note{font-size:12px;color:#697b8f}.footer{margin-top:72px;background:#071f3c;color:#d4e1ef}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px;padding:56px 0}.footer h4{color:#fff;margin:0 0 13px}.footer a{display:block;padding:5px 0;color:#c3d3e4;font-size:14px}.footer p{font-size:14px;color:#b9cada}.footer-logo{width:220px;filter:brightness(0) invert(1);opacity:.94;margin-bottom:18px}.footer-bottom{border-top:1px solid rgba(255,255,255,.11);padding:18px 0;font-size:13px;color:#9fb3c9}.footer-bottom .container{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.mobile-call{display:none;position:fixed;left:14px;right:14px;bottom:14px;z-index:40;background:linear-gradient(135deg,var(--blue),var(--teal));color:#fff;border-radius:15px;padding:13px 18px;text-align:center;font-weight:800;box-shadow:0 14px 36px rgba(0,50,90,.24)}@media(max-width:920px){.nav-links{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:22px 28px;border-bottom:1px solid #e6eef5;flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.hero-grid,.split,.contact-card{grid-template-columns:1fr}.hero{padding-top:48px}.hero-art{max-width:720px}.grid-3{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.mobile-call{display:block}body{padding-bottom:68px}}@media(max-width:620px){.topbar .container{flex-direction:column;gap:3px}.brand img{width:190px}.grid-3,.grid-2,.steps,.footer-grid{grid-template-columns:1fr}.section{padding:58px 0}.cta-band{flex-direction:column;align-items:flex-start}.page-hero h1{font-size:38px}.hero h1{font-size:44px}.nav-inner{height:70px}.nav-links{top:70px}}